Digital Financial Inclusion: COVID-19 Impacts and Opportunities

نویسندگان

چکیده

The COVID-19 pandemic has caused the acceleration of digitization and consideration digital financial inclusion as a means to minimize negative economic consequences increase resilience households SMEs. purpose this article was assess impact on by constructing calculating an integral index (DFI) based Global Findex Database indicators. approach DFI two sub-indices that characterized passive participation in relations active use technologies linear mathematical model integrated indicator Fishburn formula calculate weight coefficients. obtained results proved 2021 revealed significant differences between countries groups according income level well problems exclusion most vulnerable population, especially developing countries. regarding are discussed from point view impacts: both directly influencing consumer behavior decisions services broader perspective business entities, service providers, regulation.

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ژورنال

عنوان ژورنال: Sustainability

سال: 2023

ISSN: ['2071-1050']

DOI: https://doi.org/10.3390/su15032383